Mounting bills can put stress on any family's budget, but when there isn't enough income coming in to pay off those debts, late bill payments are inevitable. If you find yourself facing insurmountable debt and bankruptcy appears to be your only option, contact an experienced bankruptcy attorney to discuss your options.
Understanding the Basics of Consumer Bankruptcy
At Daniel Shay Law in San Diego, we focus on dependable advice and personal client service for people considering bankruptcy relief in the U.S. Bankruptcy Court for the Southern District of California. For a free initial consultation with a knowledgeable bankruptcy lawyer, contact us without delay.
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San Diego bankruptcy attorney Daniel Shay helps people resolve problems related to mortgage arrearages, credit card debt, car or truck loans, and other financial pressures. Contact Daniel Shay Law for a free initial consultation about the benefits of bankruptcy protection in your situation.
At Daniel Shay Law, our primary objective is to help relieve financial stress through bankruptcy. We work closely with each client to make sure you understand what's involved with bankruptcy and how it can benefit your specific financial problems. For dependable advice about Chapter 7 or Chapter 13, contact our office in San Diego for a free initial consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.
Surviving the Emotional Effects of Bankruptcy
No matter what circumstances ultimately led to filing bankruptcy, both the practical and the emotional impact on the debtor will be enormous. Confronting the emotional and psychological issues surrounding bankruptcy and reaching an understanding and acceptance of the situation are essential to rebuilding and maintaining a successful financial life. The experienced bankruptcy attorneys at Daniel Shay Law in San Diego, California, can guide a debtor through the complicated legal, financial and emotional maze of bankruptcy and steer him or her in the right direction for the future.
Filing bankruptcy can, without a doubt, stir up many negative emotions. The debtor's sense of self-worth is often closely tied to his or her financial circumstances. Loss of money can be experienced as a loss of identity, self-esteem and confidence. We live in a society in which image is seemingly bought through possessions. Money can be viewed as a powerful currency not only in a purely economic sense, but also in relationships and thus a real or perceived loss of interpersonal power can ensue when bankruptcy is filed.
Understanding these emotions can help disentangle the practical realities of money from the possibly destructive or limiting emotional response to bankruptcy.
At times of significant loss, people tend to feel that their entire foundation has been shaken and that their most fundamental sense of security has been disrupted. They question their trust in themselves, in others and in the world at large. Although it may be natural for many to bury these frightening emotions, bringing core insecurities to a conscious level can actually reduce fear and the feeling of being out-of-control, which enables individuals to start tackling their situations constructively. In addition, the counsel of a seasoned bankruptcy attorney at Daniel Shay Law in San Diego, California, can see a debtor through the tough times and guide him or her to a brighter financial future.
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