Areas of Focus

Bankruptcy Overview

California Personal Bankruptcy Lawyer

Dependable San Diego Bankruptcy Attorney

If you’re facing mortgage foreclosure, wage garnishment, repossession of your car, or are only making minimum payments on your credit cards, you might want to consider your options under the U.S. Bankruptcy Code. At Dan Shay Law, our law practice concentrates on personal bankruptcy options under U.S.C. Title 11, Chapter 7 and Chapter 13. To discuss your situation with attorney Dan Shay, contact our office in San Diego for a free initial consultation today.

Areas Of Practice

How Can We Help You?

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Bankruptcy Info

If you’re facing mortgage foreclosure, wage garnishment, repossession of your car, or are only making minimum payments on your credit cards, you might want to consider your options under the U.S. Bankruptcy Code. At Dan Shay Law,

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The Bankruptcy Decision

Practically nobody looks forward to bankruptcy as the way to resolve intense financial pressures or problems with a particular creditor. Unfortunately, delaying too long in filing for bankruptcy relief can hurt your ability to protect assets while getting rid of debts.

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Chapter 7 Versus Chapter 13

Chapter 7 and Chapter 13 are the two main forms of consumer bankruptcy. Each type of bankruptcy has specific advantages, and different types of bankruptcy are more appropriate under different circumstances.

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Chapter 7

The fastest, simplest and most complete debt relief available under the U.S. Bankruptcy Code is the debt discharge received under Chapter 7. However, it is not easy to file a Chapter 7 bankruptcy petition on one’s own without assistance from a qualified attorney.

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Chapter 7 Means Test

Have you been told that you cannot file for Chapter 7 bankruptcy because you do not meet the eligibility requirements, known as the Chapter 7 Means Test?

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Chapter 13

Although we usually recommend bankruptcy under Chapter 7 for people who can meet the eligibility requirements, Chapter 13 can also provide immediate relief from creditor

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Mortgage Problems

Clients of the Law Offices of Daniel G. Shay count on attorney Daniel G. Shay for sound advice about the best ways to resolve home mortgage problems both in and out of bankruptcy.

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Debt Settlement Agreements

In some circumstances, bankruptcy may not be your best debt relief option. One of the most complex debt relief situations is one in which a person wants to protect certain assets and resolve a financial crisis at the same time.

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Claims Against Creditors

In California, both state and federal law protect consumers against unfair debt collection practices by creditors and collectors. The U.S. Bankruptcy Code goes even further by prohibiting virtually all debt collection activities

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Bankruptcy and Divorce Lawyer

Are you considering divorce and worried about how to manage debt from the marriage? Are you and your spouse tired of fighting over financial problems and looking at bankruptcy as a way to stop marital conflict?

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Stopping Collections

No matter which bankruptcy chapter you file, the first important benefit of retaining a bankruptcy attorney is its effect of stopping collections efforts against you.

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Car Loan Redemption

Although few of our bankruptcy clients are forced into Chapter 7 or Chapter 13 by pressure from creditors holding car notes, most of our clients need to decide what to do with a motor vehicle with a significant

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Auto Loans and Bankruptcy

Although few of our bankruptcy clients are forced into Chapter 7 or Chapter 13 by pressure from creditors holding car notes, most of our clients need to decide what to do with a motor vehicle with a significant

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Asset Protection

Bankruptcy under any chapter of the code helps debtors protect assets in many ways like the prohibition of repossession or foreclosure activities, the prospect of discharge of many unsecured and undersecured debts, and perhaps

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Discharge and Life After Bankruptcy

People who file for bankruptcy relief usually realize different benefits at different stages of the process, but for most people the biggest benefit comes at the very end — discharge of debts. In other words, you can walk away from most unsecured debts and the

619-222-7429 (SHAY)

For Reliable Advice
About Your Debt Relief Options

At Law Offices of Daniel G. Shay, we offer comprehensive client service to help resolve the full range of debt problems that an individual or family might face, such as credit card debt, medical expenses, tax problems and other financial burdens. We help clients at every stage of the bankruptcy process from the initial decision to file a Chapter 7 or Chapter 13 petition to the eventual discharge of your debt. We can also help you understand the most effective ways to rebuild your credit.

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